CPD WEBINAR : How to correctly advise policyholders on the Policy coverage gaps caused by the Covid-19 lockdown

**A MUST FOR ALL BROKING STAFF**

The Covid-19 lockdown has created far more gaps in covers than most brokers realise, and this webinar takes a look at where these coverage gaps arise and how best to advise your clients on these issues.

Alan Chandler, who has recently delivered the very well received Bi and Covid-19 will be providing this webinar on the essential things a brokers must take into account, these will include:
• Many policies do not cover equipment whilst in employees home - are you sure your client has the right cover?
• What should you inform your policyholders about the potential new EL and PL risks that arise whilst employees are at home, and what is the coverage position on furloughing?
• Why a broker needs to be very careful about which insurer they place coverage with going forward, particularly in relation to declarations.
• There is an increased D&O exposure - this cover has never been more important, how well are you advising clients on their increased exposure?
• The cyber risk has increased dramatically - are you informing your clients of the critical need for cyber cover?
• Why it has never been more important to get your clients onto a declaration linked basis for Bi - this is much more than the uplift in coverage
• What is the contract law position on payment holidays?
• Will the unoccupancy period invalidate part or all of your clients cover?
• Should the client be thinking of going onto laid up cover for part of their fleet coverage?
• What is the position of the Insurance Act 2015 on changes policyholders are having to make to their business?
Just like the Bi and Covid-19 presentation, this webinar will last around 40 minutes giving a good twenty minutes for institute members to raise the many questions that are being asked at the moment around coverage.

Whilst this webinar is aimed primarily at brokers it will also be essential listening for underwriters, claims staff, loss adjusters and indeed IFA's as these matters will affect their own policies.

Learning Outcomes

Delegates will be able to:
• Understand the correct position on contents at home coverage under a commercial policy
• Understand the position on EL/PL coverage as it relates to the Covid-19 lockdown
• Understand the increased D&O and cyber exposure caused by the Covid-19 lockdown
• Understand the legal position on payment holidays
• Understand the advantage of being on a declaration linked Bi policy
• Understand how unoccupancy could affect policy coverage
• Understand how the Insurance act 2015 applies to the Covid-19 lockdown.

Duration : 1 hour

This webinar will be delivered via the Zoom platform. Joining instructions will be issued to delegates prior to the event starting.

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