Webinar: Bitesize: Build to Rent boom brings Latent Defects Insurance to the fore, but what does this cover?

A booming Build to Rent (BTR) sector operating within the UK’s unpredictable construction industry is making Latent Defects Insurance all the more important. Latent structural defects can lie undiscovered for years after practical completion, so having the right insurance is important. Defects can range from insufficient or defective foundations to load bearing or external walls. All of which could lead to collapse or threat of imminent collapse. There’s also the financial impact of losing rent or requiring alternative accommodation if a latent defect renders the building or part of the building unusable while remediations are made.

Come and join us and learn more about why this cover is so important!

Learning Objectives

• What is Latent Defects Insurance?
• What it does and doesn’t cover?
• What kind of projects can be covered?
• Key underwriting considerations

Antoni Kaminski

Head of Latent Defects Insurance

Bridge Insurance Brokers Ltd

Antoni is the Head of Latent Defects Insurance at the Manchester based Bridge Insurance Brokers Ltd, where he leads the LDI department from the London office. With a robust background in the insurance industry, Antoni is responsible for guiding the department's strategic direction, managing partnerships, and delivering tailored solutions that address the specific needs of property developers. His role involves not only advising clients but also collaborating with the wider Bridge team to offer comprehensive insurance solutions for clients.

Before joining Bridge, Antoni served as Head of Commercial at London Belgravia Group, a specialist broker known for its expertise in Latent Defects Insurance. In this role, he had overall responsibility for the commercial and broking strategies of the business, including responsibility of partnerships, revenue, internal training and development as well as insurer relations. His direct engagement with developers and insurers on the front lines has provided him with a nuanced understanding of the complexities and risks associated with Latent defects Insurance and property development in general.

Antoni is passionate about educating and supporting his peers in the industry. He brings a wealth of practical experience and a client-focused approach to his current role, making him a valuable resource for fellow insurance professionals seeking to deepen their knowledge of LDI.

Outside of the day job, Antoni is keenly interested in property investment and development, which, along with his hands-on experience in construction, further enhances his ability to provide insightful advice and innovative solutions to his clients.