A Court Room Drama

.

Nottingham Insurance Institute in conjunction with

Browne Jacobson LLP and Ropewalk Chambers

Presents a Court Room Drama

On

Tuesday 3^rd May 1.00 pm – 5PM

at

The Galleries of Justice museum – Civil court

FULLY BOOKED

The trial is set in a post Insurance Act world and will focus on the new Duty of Fair Presentation and how it differs from the current disclosure obligations, changes to warranties and how those changes may impact on claims in practice

Pines Care Homes Ltd (PCH) is a small but successful company that owns and runs two care homes in the East Midlands. In mid-November 2016 PCH contacted their broker with an urgent enquiry. PCH was in the midst of a tendering process with their local Council to secure a renewal of its contract to provide disabled care home places. One of the Council’s tender requirements was that PCH must have cyber risk insurance in place as part of the company’s cyber security arrangements due to it handling personal data about council-funded residents.

Following a series of unfortunate events, PCH became the victim of cyber extortion and confidential information concerning residents started to appear on line. A claim was submitted for the resulting costs that were incurred.

PCH’s claim has been rejected by their insurer and it is now for the Court to establish if the insurer was entitled to reject the claim. We join the trial on day 2 to hear witness evidence from PCH’s broker and the Insurer before the court reaches its judgment

An information pack will be issued to all attendees in advance of the trial, giving further details.

The aims of this session are to provide attendees with:

• An understanding of the new duty of fair presentation introduced by the Insurance Act.

• An understanding of the impact of proportionate remedies and breaches of warranty under the Insurance Act.

• An introduction to the cyber threats small and medium-sized businesses might face.

• A reminder of the importance of clear record keeping and good file maintenance practices.

1pm – Food and refreshments available in the Galleries of Justice jury room

1.45 –Case Begins – Chair Introduction by CII President Robert Fletcher

3.45 – Audience vote on the Judgment

4 pm – Q & A panel discussion regarding The Insurance Act, Legal Proceedings and Cyber Issues

5pm – Chair closes.

There will be a small charge of:

£10 for Nottingham Insurance Institute members

£20 for all other CII members and non members

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