Centralised Retirement Propositions and the science of retirement
Centralised Retirement Propositions (CRP) seems to be yet another new acronym on the Financial Services scene. What is it and how does it apply to firms and, more importantly, consumers?
Clients may want flexibility over retirement income, but also need the reassurance that their money will last for as long as they do.
It is important for consumers to understand that whilst they may have been invested prior to retirement, the journey in retirement will be somewhat different.
Priorities change. So do risks. Whilst a firm may adopt a centralised investment proposition for the accumulation of a retirement fund, there are additional aspects to consider in the decumulation phase.
Learning objectives
By attending this event delegates will be able to:
• Develop a consistent and robust advice process for clients in decumulation.
• Discuss the ‘probability’ approach to a sustainable income and the varying underlying assumptions.
• Review and adapt to the changing needs of an ageing client population and recognise the additional steps needed for later life planning.
Our speaker for this event is Martin Lines, Business Development Director with Just.
Martin shares his knowledge of the retirement and later life markets with intermediaries through the delivery of business development presentations and workshops.
He has 30 years’ experience in financial services, working extensively with local and national adviser firms on pension and retirement-related issues.
Martin joined Just in 2009 where his expertise puts him in an ideal position to support financial intermediaries and their clients to benefit from the considerable opportunities this market presents.
Time: 13:00 for buffet lunch/networking. Talks to start at 13.30 and to finish approximately 15.30
Delegates must bring photo ID on the day of the seminar as the front desk at Aviva will require sight of this as part of their internal security procedures.
To view our image and video capture consent statement, please click here.
CII Accredited
This demonstrates the quality of an event and that it meets CII member CPD scheme requirements.
2 hours' CPD can be claimed for this event if relevant to your learning and development needs.
It is recommended that you keep any evidence of the CPD activity you have completed and upload copies to the recording tool as the CII may ask to see this if your record is selected for review. Details of the scheme can be viewed online at www.cii.co.uk/cpd.