How Employers' Liability, Public Liability and Products Liability can arise and why current limits are no longer enough

Overview
This webinar will examine how policyholders can be liable for claims and how in this increasingly litigious world, the limits of indemnity currently being offered are no longer enough, meaning brokers could be exposed to PI claims by offering traditional policies.

With brokers offering £2m PL and Products limits and personal injury claims in the UK now settling at over £30m there are major issues with the traditional liability covers being offered, and with negative Ogden rates bring locked in for the foreseeable future, the gap between coverage and court settlements will only widen. No wonder broker PI premiums are doubling!

Learning Objectives
• Why current limits of indemnity may not be enough
• How an employer can became liable for injuries to their staff
• How liability can arise through negligence as well as understanding the statutory obligations of an employer and how these affect liability
• How an EL policy deals with these liabilities if set up correctly
• How an insured can become legally liable for third party injury and property damage
• How a Public Liability policy deals with these liabilities and the problems that could happen if cover is set up incorrectly
• How an insured can become legally liable for third party injury and property damage following the supply of products
• How the tort Negligence and Strict Liability under the Consumer Protection Act 1987 affects your clients
• How a Products Liability policy deals with these liabilities and the problems that could happen if cover is set up incorrectly

Speaker Biography
Alan Chandler has undertaken operational management roles in three major global companies: NatWest Insurance Services, RBS Insurance Group and Allianz Insurance. He has run underwriting, broking and claims functions. Eleven years ago he set up his own training company, something that he had always longed to do as he is passionate about training. Since then he has trained well over a thousand people to become ACII qualified including six individuals who have achieved the best ACII completion in the whole of the United Kingdom. He has also trained many national prize winners. Alan has delivered training for almost all the local insurance institutes in the UK over the past few years, with his enthusiastic presenting style proving very popular. He is one of the few individuals who can teach at all levels of the CII examinations, and teaches almost all certificate, diploma and advanced diploma subjects. He is also one of the few people who can take someone from Certificate all the way through to fully qualified ACII and his pass rates exceed 96%. Alan has presented across Europe on many technical subjects to companies including Allianz, Zurich, Aon, Marsh and Willis. He has been involved in the setting up of many diploma and advanced diploma programmes in both the UK and Ireland and is driven by a passion to see increased professionalism within the insurance industry.

This presentation is suitable for brokers, underwriters and claims staff alike.

WEBINAR LINKS ARE SENT SEPARATELY TO YOUR BOOKING CONFIRMATION, CLOSER TO THE TIME/DAY OF THE SESSION.